Your money,
in safe hands.
Save. Borrow. Grow.
Whether you're a farmer, a trader, a housewife, a student, a civil servant or a business owner, SHESACCU is a credit union for you. The Minister of Finance has licensed us and COBAC supervises us, and we are open to everyone.
N° 0000761 COBAC opinion D-2026/227
Open to everyone. Built for your life.
You don't need to be rich to bank with us, or to have attended any particular school. If you want to save safely, borrow fairly and grow, SHESACCU is for you.
Finance your harvest
Loans for seeds, inputs and equipment, with repayments planned around your season.
Save without closing shop
Our daily collectors come to your stall, so your savings grow while you sell.
Keep the household secure
Savings and children's accounts for school fees, emergencies and future plans.
Your salary, working harder
Domicile your salary here, or set up a standing order from your bank.
Invest in education
Education loans and savings that see you through every school year.
Grow with a partner
Working capital, cheque services and a dedicated relationship officer.
An account for every stage of life.
Your money is held by an institution answerable to the Minister of Finance, COBAC and an independent auditor. Choose the account that suits you.
Savings that earn interest every month.
Save a little or a lot. Pay in at the counter, through a daily collector, or from your phone with Mobile Money.
Open a savings account
A safe home for money you use every day.
Receive your income, clear your cheques and withdraw when you need to, at a supervised institution.
Open a deposit accountStart their future today.
Open an account in your child's name and grow it year after year for school fees, university or a first business.
Open a children's account
For njangis, associations and family funds.
Keep your group's money in a licensed institution instead of a cash box, with clear signatories and a record of every movement.
Open a group account
Civil servants & employees
Let your salary work as hard as you do.
Civil servants can receive their salary through SHESACCU. If your salary already goes to a bank, set up a standing order and your savings and loan repayments will happen automatically each month.
We finance the projects that build Cameroon.
Low interest rates and repayment plans that fit your income, whether you farm, trade, teach or run a company.
Agriculture
Seeds, inputs, equipment and harvest financing for farmers and agribusinesses.
Education
School fees, university and professional training, paid on time.
Business & trade
Stock, expansion and working capital for traders and small businesses.
Family & housing
For salaried members: building, equipment and family projects.
Everyday banking, done properly.
At the counter, on your phone or at your door: the services our members use every week.
Mobile Money savings
Save from home with MTN Mobile Money and Orange Money, with no trip to the branch.
Door-to-door collection
Our daily collectors visit your shop, stall or home so you can keep saving every day.
Monthly interest
Your savings earn interest every month.
Cheque clearing
Bring your cheques to SHESACCU and we'll clear them for you.
Cheque & bill discounting
Get cash now for your cheques and bills, at low interest rates.
Project financing
Loans for agriculture, education and business, planned with you.
Discreet. Personal. Accountable.
For business owners, senior officials, institutions and members of the diaspora who want to be known by name. You get the confidentiality of a private bank and the closeness of a cooperative.
- A named relationship officer who knows your accounts and your plans.
- Strict confidentiality under banking secrecy rules.
- Priority handling of transactions, cheques and credit requests.
Licensed as a First Category Microfinance Establishment
By order of the Minister of Finance of the Republic of Cameroon, Shesa Cooperative Credit Union Ltd (SHESACCU) S.A. is licensed as a first category microfinance establishment affiliated to the CamCCUL network. The licence followed a favourable opinion from the Central African Banking Commission (COBAC) and carries the visa of the Prime Minister's Office.
- Licence
- Arrêté N° 0000761/MINFI, 26 Aug 2026
- COBAC opinion
- Decision D-2026/227, 15 Jul 2026
- PM visa
- N° 002305, 20 Aug 2026
- Network
- CamCCUL Ltd
- Coop. registration
- MINADER N°20/117/CMR/CE/02/009/CCA/036004/036004000 of 31/08/2020
Leadership approved by the regulator.
The Minister of Finance approved our Director General and our statutory auditor by order, each after review by COBAC. You know exactly who is accountable for your money.
Come and see us, or we'll come to you.
Obili, Entrée IRIC. Same building as Pharmacie Principale, about 150m from Carrefour Obili towards Biyem-Assi.
Get directionsOpen your account today.
Tell us what you need. A SHESACCU officer will call you back with the account opening form and the list of documents to bring.